Tampa Bay CDC provides foreclosure prevention and intervention counseling through guidance, assistance and education in an effort to help Florida residents avoid foreclosure and retain ownership of their homes. The homeowner is provided the opportunity to meet individually with a Counselor to assess their current and future situation. A Counselor will discuss various options that may be available for resolution of the problem.
Tampa Bay CDC also participates in the Florida Hardest Hit program. We are an approved HHF Advisor Agency. For more information on the Florida Hardest Hit program, please see below.
Who is Eligible
As part of the National Foreclosure Mitigation Counseling Program, Tampa Bay CDC is able to provide foreclosure counseling services to all residents of Florida. There is no cost to any homeowner wanting and willing to participate in this program. All of our counseling services are FREE.
How Do I Get Started?
- Click here (English) to print out an application
- Call the Tampa Bay CDC office at (727) 442-7075. You can request an application be mailed to you. When you have completed the application, mail it to:Tampa Bay CDC
2139 N.E. Coachman Road, Suite 1
Clearwater, FL 33765You can also fax the application to (727) 446-8727.
You may also want to request information we have regarding:
- New government loan modification programs.
- Foreclosure process.
- Crisis money management.
- Foreclosure fraud education and prevention.
Remember, don’t delay! Ignoring the problem won’t make it go away. It’s important for the homeowner to act quickly while the problem is still manageable.
Florida HARDEST-HIT Program
The federal government has allocated funding to help pay the mortgages of qualified homeowners who are unemployed or underemployed through no fault of their own. The Florida Hardest-Hit Fund (HHF) program aims to assist qualified Florida homeowners by providing mortgage assistance for up to 12 months (capped at $24,000), or until the homeowner finds adequate employment to resume paying the mortgage (whichever comes first), with up to $18,000 available to reinstate a delinquent first mortgage prior to payments being made. Additionally, for a homeowner who is recovering from unemployment or underemployment, up to $24,000 is available as a one-time payment to reinstate a delinquent first mortgage.
HHF assistance is paid directly to the loan servicer/lender for those homeowners deemed eligible to participate in the program. To find out if you qualify for assistance, please visit the HHF official website to review eligibility criteria and to apply; please use Referral Code 05599 when completing your application.
For further questions, contact the Hardest-Hit Toll Free Information line at 1-(877) 863-5244, Monday-Friday, 9:00 a.m. – 5:00 p.m.
Tampa Bay Community Development Corporation is an approved HHF Advisor Agency. After reviewing HHF program benefits/guidelines and eligibility criteria on the official HHF website, you may contact us for a pre-screening at: