Beginning FICO 542
Ending FICO 640

For 34+ years, our credit restoration program has assisted clients in improving their financial capacity. Veterans, seniors, millennial, and all generations have benefited from this tested and proven in house program.

How can Tampa Bay CDC help you?

  • Foreclosure Prevention Services

    • Up to $25,000 lump sum in mortgage reinstatement monies.
    • Up to 12 months relief in mortgage payments through Florida Hardest Hit.
    • Negotiate loan modification with lender.
  • Up To $50,000 In Principal Reduction

    For residents still burdened with underwater mortgages

  • Homebuyer Education Class

    This 8-hr HUD certified class is mandatory for all borrowers seeking local, state and federal down payment assistance.

  • Credit Restoration

    This in-house program provides clients with the necessary FICO score and credit depth for today’s marketplace. Program goal is 640 FICO.

  • Housing Counseling

    Are you mortgage ready? Book your free of charge session today and let our counselors guide you home.