During his time in the Air Force, 17-year-old Yuret served in the area where jets landed and communicated with bombers, giving them supplies for quick pick up during the Cold War between 1958-1964. After six years of service and going back to college, Yuret worked and lived in New York, Puerto Rico, and Tennessee before moving to Florida in 2010.
In 1986, Yuret developed congestive heart failure and atrial fibrillation which lead to two bypass surgeries, 12 stints, a pacemaker and a defibrillator. Due to his ongoing medical condition, he also had to adjust to limited mobility in a motorized wheelchair. With unexpected medical bills and rising rental rates, Yuret now had credit issues and faced the possibility of homelessness.
Despite his disability, Yuret’s determination always prevailed. Through AARP, Yuret found himself at Tampa Bay CDC where he started working as an administrative specialist and soon learned of the homeowner services offered there.
He started to share the challenges he was encountering with staff members at Tampa Bay CDC and they encouraged him to take their HUD-certified homebuyer education class. In June of 2016, Yuret gave in and attended the class, realizing that home ownership could be a possibility for him. From there, he worked one-on-one with a housing counselor to repair his credit and prepare for homeownership while finding down payment assistance available to him.
Through a partner lender, Yuret was pre-approved for a mortgage and secured down payment assistance through Pasco County Community Development and additional funds through the state bond program.
Now that he had the funds, he began his search and quickly found a home through Tampa Bay CDC’s rehabilitation program. This was a special home for Tampa Bay CDC, as it was the 550th property that had been redeveloped. Yuret’s new home had recently been acquired by Tampa Bay CDC as a vacant home with countless repairs needed to be brought up to code. With the help of Pasco County’s “Pasco Opportunity Program” (POP), the necessary repairs were made, installing weatherproof windows and doors, replacing old appliances, installing a new heating and cooling unit, and so much more.
On July 20, Yuret finally closed on his home and no longer has to worry about unexpected rises in living expenses. The Veterans Administration will be installing ramps for his wheelchair, and Yuret can move about without restriction in his open floor plan home. His oversized one car garage offers him room for his van and lift gate to operate without limitations.
Yuret had simplistic taste and has asked for nothing other than “one of those refrigerators with the freezer on the bottom.” Now that Yuret is all moved in and mostly unpacked, he is happy to be home, as he says, “till the end of time.”
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Special thanks to the team who helped make this possible for Nelson:
Carol Bell as Nelson’s buyers agent.
“He knew he could call me anytime with questions about the process and I made sure the contract was followed and the contract to closing details were arranged with all partners on this transaction. Making Nelson as comfortable as possible about the process and answering the practical questions he had about his special needs were our goal.”
Carol Bell
The Bell Team of Future Home Realty
7605 Cita Lane Suite 101
New Port Richey, FL 34653
Licensed Realtor in Florida
Mobile: 727-692-6008
eFax: 1-866-765-6497
carolbellrealtor@hotmail.com
Julie Holt for transferring the property into Nelson’s name and getting all of the official documents executed and recorded and issued to the title insurance insuring his ownership.
Julie Holt
Anclote Title Services, Inc.
38868 U.S. 19 N
Tarpon Springs, FL 34689
727-934-5453
Linda L. Kemp for getting Nelson pre approved in April 2017. He was able to get $20,000 in down payment assistance, and combine it with the Florida Housing program through Raymond James Bank and get an additional $15,000 in down payment assistance.
“Nelson was the perfect customer. He always provided what was needed as soon as possible, and always positive and upbeat.” – Linda Kemp
Linda L. Kemp
Vice President
Mortgage Consultant
Raymond James Bank
710 Carillon Parkway
St. Petersburg, Florida 33716
Office #727-567-2568
Fax #1-855-824-7390
Linda.Kemp@Raymondjames.com
Whit Lancaster for covering all of Nelson’s moving costs.
Title Insurer
Westcor Land Title
wlancaster@wltic.com
Clearwater, FL
(866) 866 – 4828
Andrew A Ogloza
Sygma Builders Inc DBA American Hurricane
CEO
Kelly F Smith for helping Nelson with his insurance needs on his house while working with Pasco County, Tampa Bay CDC, Carol Bell and Ryan Nelson (the inspector) in order to get him the best pricing to give him the protection that he wanted and needed on his home and keeping it as affordable as possible with his needs.
“Nelson is a very special veteran that needed help and I was very happy to have been part of the process to ensure that he had proper coverage and get him in an affordable house. Veterans have given so much for our country it’s nice to be able to help and give something back.” – Kelly Smith
Kelly F Smith
Owner
AA Insurance Consultants, Inc
- Nomad Movers
- Kerry Johnson Lawn Care
- Pasco County Community Development